2024 Roth Ira Income Limits Married Filing Separately. Amount of roth ira contributions that you can make for 2024. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.

Amount of roth ira contributions that you can make for 2024. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.